Ministry of Housing and Urban Affairs has been implementing Pradhan Mantri Awas Yojana (Urban) PMAY (U) to address the housing shortage in urban areas of the country with a larger goal of “Housing for All by 2022” and in order to ensure effective implementation of PMAY (U) Mission, the Ministry regularly monitors key indicators of the programmes at various fora.

Pradhan mantri Awas Yojana

Key Objectives of PMAY (Pradhan Mantri Awas Yojana)

  • PMAY scheme was initiated with the purpose of bridging the ever-widening gap between demand and supply for urban housing. Take a look at the key objectives of this scheme:
  • To rehabilitate slums with the help of private developers.
  • To promote affordable housing for the weaker sections through the Credit Linked Subsidy Scheme.
  • To construct affordable houses in partnership with the public and private sectors.
  • To provide subsidies for beneficiary-led individual house construction.

Pradhan Mantri Awas Yojana Eligibility

  • The Ministry of Housing and Urban Poverty Alleviation defines the beneficiaries for this scheme as following:
  • A Beneficiary can be a husband, wife, and unmarried daughters/sons
  • A Beneficiary should not own a pucca house, which means, the house should not be in his/her name or any other member of the family across India
  • Any adult irrespective of his/her marital status can be treated as a separate household altogether
  • Beneficiaries of PMAY(U) mainly include:
  • Middle Income Groups (MIG I) with annual income between Rs. 6 -12 Lakh
  • Middle Income Group (MIG II) with annual income between Rs. 12 -18 Lakhs
  • Low-income Groups (LIGs) with annual income capping between Rs. 3 -6 Lakh
  • Economically Weaker Section (EWS)  with an annual income capping Up to Rs. 3 Lakh
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