Jivan Shikshan Magazine 2021 - gcert.gujarat.gov.in

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The Publication Section has been working since 1964. 'Jeevan Shikshan' magazine || Jivan Shikshan Magazine is being published on the 3rd of every month by the section. This magazine has been playing vital role in the qualitative improvement in school education.At present, there are 73,000 subscribers of this magazine

Jivan Shikshan Magazine 2021 - gcert.gujarat.gov.in

Post Name :- Jivan Shikshan Magazine 

Category :- Education 

Post Date :- 21/09/2021

Jivan shikshan Magazine 2021-22- gcert.gujarat.gov.in:


Buying a home is dream for many people. Owing to the rising price of properties, it has almost become impossible for an average earning person to buy a home on a lump sum payment. Therefore the concept of home loan has come in trend. There are plethora of housing finance companies and equal number of banks that offer home loans these days.

The task of selecting one company and one offer forhome loan amidst the thousands available options have become a very complex task owing to the burgeoning housing finance market in the country. Apart from this, there are intricate business jargons and technicalities that make this task more difficult.

Jivan shikshan Magazine 2021


Explore here the basics of home loan technicalities, so that when you apply for the home loan next time, you can understand the basics and help yourself remain away from the duping elements in the market.

IMPORTANT LINK


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Home loans are usually accompanied by the following additional costs: a) Processing fee: It's a fee payable to the lender on applying for a loan. It is either a fixed amount not linked to the loan or may also be a percentage of the loan amount. b) Prepayment Penalties: When a loan is paid back before the end of the agreed duration a penalty is charged by some banks/companies, which is usually between 1% and 2% of the amount being pre paid. c) Commitment Fees: 



Some institutions levy a commitment fee in case the loan is not availed of within a stipulated period of time after it is processed and sanctioned. d) Miscellaneous costs: It is quite possible that some lenders may levy a documentation or consultant charges.

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