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Pradhan Mantri Jandhan Yojana

Post Name :- PM Jandhan Yojana 

Category :- Yojana ]


Post Date :- 22/09/2022

Pradhan Mantri Jandhan Yojana | Account Can Be Opened In Any Bank Branch Or Business Correspondent (Bank Mitr) Outlet, Accounts Opened Under PMJDY Are Being Opened With Zero Balance. However, If The Account – Holder Wishes To Get Cheque Book, He / She Will Have To Fulfill Minimum Balance Criteria.

Complete 6 years of Pradhan Mantri Jan Dhan Yojana

Like you all know. Pradhan Mantri Jan Dhan Yojana was launched on 15 August 2014 by the Prime Minister of our country, Shri Narendra Modi. One of the biggest schemes of the Modi government is the Pradhan Mantri Jan Dhan Yojana, which has completed 6 years today. Today, when it has completed 6 years, PM Modi congratulated the people by tweeting and kept the main things related to this scheme in front of all the citizens. The Prime Minister has tweeted that the purpose of this scheme was to connect those people who were deprived of it with the banking system. This initiative has proved to be a game changer.

Benefits of Pradhan Mantri Jan Dhan Yojana 2022

  • Any citizen of the country can open his account in banks under this scheme and a child up to 10 years of age can also open an account under this scheme.
  • Accident insurance up to Rs 1 lakh will also be covered on opening an account under this PM Jan Dhan Yojana 2022 .
  • Under the Pradhan Mantri Jan Dhan Yojana, life insurance of Rs 30,000 will be payable to the beneficiary on reimbursement of normal conditions on his death.
  • Under PMJDY 2022 , interested beneficiaries can take a loan of up to Rs 10,000 without any paper magazine to the account holders on opening a Jan Dhan account in any bank.
  • Beneficiaries of government schemes will get direct benefits in these accounts.
  • Overdraft facility of Rs.5000/- will be provided in one account of each family, especially women account.
  • Pradhan Mantri Jan-Dhan Yojana (PMJDY) is the National Mission for Financial Inclusion to ensure affordable access to financial services like Banking, Savings/Deposit Accounts, Remittance, Credit, Insurance, Pension.
  • The account can be opened at any bank branch or Business Correspondent (Bank Mitra) outlet.
  • The accounts opened under PMJDY are being opened with zero balance.
  • However, if the account holder wants to get the check book, he/she has to fulfill the minimum balance criteria.
  • So far 38.22 crore beneficiaries have deposited money in the banks and so far Rs 117,015.50 crore has been deposited in the bank account of the beneficiaries.

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